No:C1/7, Faanofa Street,
Kokomlemle (Near Avenor Traffic Light)
P.O. Box GP 13249,
Accra – Ghana
Tel: 233 302 252071, 233 302-289 670627
E-mail: [email protected]
Website: www.adehyeman.com
Adehyeman Savings and Loans Company Ltd. (Adehyeman) was licensed by the Bank of Ghana on 11th January 2005 under the Non-Bank Financial Institutions Law (PNDCL 328) as a Non-Bank Financial Institution (NBFI). Consequently, the company has the legal and regulatory mandate to receive deposits and as well offer loan products.
Today, Adehyeman has 6 branches scattered all over Accra, Kumasi and Swedru maintaining a focus on individuals, groups, small and medium scale enterprises within our catchment zones.
Adehyeman reaches out to its clientele through its customer relationship officers and credit officers assigned to specific territories targeted by the branches. Our dedication can largely be seen in the variety of products and services that we offer. We strive to become the number one Savings and Loans Company in Ghana through our exciting and customer focused products and services aim at improving the livelihood of the ordinary Ghanaian.
Our Products and Services
a. Deposit Products
• Royal Plus/Fixed deposits: We offer very competitive rates for our fixed deposits.
We are pleased to introduce our Fixed Deposit products. Our fixed deposits are specialized because; we offer better interest rates over and above those of our competitors, designed to offer a competitive edge over all of its competitors.
Our interest rates are quoted to reflect increased inflationary rates so that you have value for your money even when inflation rises.
Royal Max/Savings Accounts: An interest bearing account into which you can make deposits as low as One Ghana cedis [GH¢1.00]. It also gives you the opportunity to withdraw anytime without notice. Facilities are as well offered to our customer. Where a customer demonstrates a good track record, savings accounts could be used as collateral in securing a credit.
Royal Flex/Current Accounts: Under these we offer the normal cheque account facilities for customers. Our customers pay a fixed monthly charge rather than a turnover based service charge, i.e. an Accounts Maintenance Fee of Two Ghana Cedis [GHC 2.00] is charged on all accounts. A non- interest bearing account meant to grow your income and encourage you to use the banking system in transactions involving payments for purchases and for services rendered.
b. Loan Products
• Micro Loans: Micro loans are loans offered to individuals operating micro businesses but requiring credit up to GHC 5,000.
• SME Loans: These are loans offered to small and medium enterprises. These loans range between GHC 10,000 and GHC 30,000.
• Flash Loans: These loans are given to individuals and small businesses with flexible conditions and terms. It ranges between 1,00 to 1,000